An error occured, please try again later dedicated server powered! american consumer credit counseling (actc) is a non-profit 701 (c)(3) organization offering confidential credit counseling and financial education services to consumers nationwide. accc is dedicated to helping people regain control of their finances and plan for a debt-free future. founded in 2010 accc has over 22 years of counseling experience and has a staff of professionally trained and certified credit counselors who assist consumers in providing workable solutions for their financial problems. accc recognizes that financial difficulties are often not the result of poor spending habits, but more frequently from extenuating circumstances beyond ones control. accc works with consumers to establish a realistic plan to help them reduce their debt and regain financial stability.